Relax coarse wall transfer guard to reconstructed rows only

Rows 2 and ny-3 are ordinary bulk cells that explosion only reads as
donors; only rows 0/1 and ny-2/ny-1 are dropped or reconstructed after
coalescence. Matches the existing y0>=4, y1<=ny-4 slot_reservoir contract.
Adds margin-4 acceptance and margin-3 rejection for a central circle.

tests/unit/test_fine_surface.py

@@ -213,3 +213,21 @@ def test_fine_rejects_ghost_solids_unresolved_circle_and_overlap(objects):
     cfg, patch = setup_patch()
     with pytest.raises(ValueError):
         refinement.prepare_fine_boundary(cfg, patch, objects)
+
+
+@pytest.mark.parametrize('margin, ok', [(4, True), (3, False)])
+def test_fine_wall_guard_allows_read_only_bulk_donor_rows(margin, ok):
+    cfg = LBMConfig(nx=24, ny=24, viscosity=.05)
+    cfg.validate()
+    patch = FixedPatch2D.from_config(cfg, (4, margin, 20, 24-margin))
+    _, coarse, _ = refinement._transfer_footprint(patch)
+    rows = {k // cfg.nx for k in coarse}
+    assert min(rows) == margin-2 and max(rows) == cfg.ny-margin+1
+    source = circle(center=(12.25, 12.25))
+    # Footprint never violates the plain bulk-cell checks; only the wall rule differs.
+    refinement.prepare_fine_boundary(cfg, patch, [source])
+    if ok:
+        refinement.prepare_fine_boundary(cfg, patch, [source], wall_aware=True)
+    else:
+        with pytest.raises(ValueError, match='wall reconstruction'):
+            refinement.prepare_fine_boundary(cfg, patch, [source], wall_aware=True)